Finding a good mortgage lender is about more than just finding the best rate (although that is pretty important!) You need someone that can help you to understand the process, and actively work FOR and WITH you every step of the way. Depending on your life and/or financial situations, you may need a mortgage broker that has connections to a niche market. You’ll also need to find someone that puts your best interests at heart, and can find a way to make sure you can balance mortgage payments and life comfortably. Think of your relationship with your mortgage broker as a long-term relationship. When searching for the right person it is best to keep your options open, and see more than just your bank. Here’s our suggestions for who to see:
Kevin Oake, Dominion Lending
Kevin is a hard worker that will go to any length to get the job done! The best part is Kevin isn’t restricted to one bank when he’s looking to find the best fit for you. He’s able to contact various lenders to try to get you the best rate based on your qualifications. Even better: he goes where you go, your availability is his availability. Plus it doesn’t cost you anything since he’s paid a commission by the lenders!
Gloria Cooper, TD Canada Trust
Gloria is a firecracker and has the experience and the network to get your job done. She has worked as a Sales Manager, started her own TD branch, and excelled in mortgage sales. With her broad range of experience, she knows how to get her clients exactly what they want and need. Trust Gloria to help you get your mortgage, line of credit, or any other service just like your bank but on your own schedule, your own hours, and even at your own home!
Rachelle Connor, RBC
Rachelle brings a fresh perspective to the mortgage world and has the experience to back it. Having a history and the experience in a bank, and a client-based approach makes Rachelle a pleasure to work with. Trust Rachelle to do whatever it takes to get the deal done! Being a mobile banker, she works from branch to branch and can travel to you – she’s not limited to sitting at a desk all day. Her ability to secure you an excellent rate with RBC, or arrange a line of credit to help with your deposit is an added perk.
Your own bank. They already know you, you may or may not have a solid relationship with at least one branch, they definitely have your information, so it should be a pretty easy process! They will want to keep your business. With your bank, you may also find it easier to qualify for a line of credit if you need it for the deposit.
Kevin Mao, Financial Advisor & Officer in Charge, RBC
Kevin has the ability to make everything fun, exciting, and easy. He is established in the banking industry, and has worked at multiple branches. He is currently in the Maple Ridge Branch, and while advising his financial clients he also works as an officer in charge for the branch. He constantly goes out of his way to help get his clients achieve their financial goals, and is our number one pick for all of your financial needs. Furthermore, his experience in the industry means his network is vast, and he can certainly recommend you to a mortgage broker if your preference is RBC.
REAL ESTATE LAWYERS & NOTARIES
Every real estate transaction, whether you’re a buyer or a seller, requires either a notary or a lawyer to represent the paperwork and make out the statement of adjustments for you. The importance of having someone that is experienced and knows what they’re doing cannot be overlooked. There is a lot that can go wrong in a real estate transaction, and your real estate notary or lawyer is NOT a place to try and cut costs. A great lawyer or notary may actually SAVE YOU MONEY as they possess the knowledge to catch other’s miscalculations and mistakes.
Here’s a list are our most trusted notaries and lawyers:
Adele Tagirova Notary Public
Available in English & Russian
Location: 224 Newport Drive, Port Moody, BC V3H 5B9
Tony Spagnuolo, Spagnuolo & Company Lawyers
Location: 300-906 Roderick Ave, Coquitlam, BC V3K 1R1
Direct Line: 604-777-7406
Iven Tse, Iven Tse Law Corporation
Available in English, Cantonese & Mandarin
Location: 701-601 W Broadway, Vancouver, BC V5Z 4C2
HOME SERVICE PROFESSIONALS
Jan, Owner of Jnbz Painting
Peter & Bev, Owners of Only Way Cleaning Services
Phone: 778 829-4557
Phone: 604 942 0488
Window screens: Vancouver Screens Ltd.
Phone: 604 520-6768
Window Replacement: Silverline Exteriors
Phone:604 942 0488
John and his family have run the Kami Insurance agency for over 50 years. He’s cool, calm, & collected, and most of all – he knows his stuff! We trust John and are more than comfortable referring him to our clients.
John Kamitakahara, Kami Insurance
Location: #200 – 678 W Broadway, Vancouver BC
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