Finding a good mortgage lender is about more than just finding the best rate (although that is pretty important!) You need someone that can help you to understand the process, and actively work FOR and WITH you every step of the way. Depending on your life and/or financial situations, you may need a mortgage broker that has connections to a niche market. You’ll also need to find someone that puts your best interests at heart, and can find a way to make sure you can balance mortgage payments and life comfortably. Think of your relationship with your mortgage broker as a long-term relationship. When searching for the right person it is best to keep your options open, and see more than just your bank. Here’s our suggestions for who to see:
Ryan Oake, Mortgage Broker, Dominion Lending Centres
Ryan is a hard worker that will go to any length to get the job done! The best part is Ryan isn’t restricted to one bank when he’s looking to find the best fit for you. He’s able to contact various lenders to try to get you the best rate based on your qualifications. Even better: he goes where you go, your availability is his availability. Plus it doesn’t cost you anything since he’s paid a commission by the lenders!
Phone: 778-237-4876
Email: [email protected]
Jon Chan, RBC Mortgage Specialist
Jon Chan and his partner David Sui have extensive knowledge when it comes to mortgages. A team with a great background for both the resale and presale market, their experience and relationships within a big bank like RBC mean you have a powerhouse on your side. Furthermore, Jon deals with a number of presales and has expertise relevant to helping anyone lock in a long term builders rate for a presale years out (not all brokers can do that!) or navigate this realm of the market.
Phone: 604-760-5194
Email: [email protected]
Nick Theobald, Home Financing Advisor, Scotiabank
Nick is highly efficient and goes above and beyond to help his clients achieve their financial goals. He is established in the banking industry, and is our number one pick for all your financial needs. Furthermore, his experience in the industry means his network is vast, and is an incredible mortgage broker with Scotiabank.
Phone: 604-813-4733
Email: [email protected]
Your own bank. They already know you, you may or may not have a solid relationship with at least one branch, they definitely have your information, so it should be a pretty easy process! They will want to keep your business. With your bank, you may also find it easier to qualify for a line of credit if you need it for the deposit.